Retirement savings for your employees
A Group RRPS or TFSA: a win-win solution for you and for your employees. As an employer, it fulfills your obligation to provide your employees with a way to save for retirement through payroll deductions or periodic withdrawals.
By doing business with us, you have access to a resource person dedicated to businesses and group savings plans.
You and your employees have access to a team of mutual fund advisors and representatives duly registered with the Financial Markets Authority, based in Montreal and available Monday to Thursday from 8 am to 8:00 p.m. Friday from 8 am to 5 pm.
Setting up a group
Your company can offer its employees a group RRSP or TFSA if a majority of the shareholders, or the management, or the employees are provided by engineering professionals. All of the firm's employees will then automatically be eligible to become a client, whether or not they have an engineering degree.
1. Complete the form
Request information by completing the form
2. Personalized service
A member of our dedicated Business Consulting team will call you back to discuss the details
3. Quick setup
We'll set up the group savings plan within 24-48 hours
Characteristics of a group RRSP
The group Registered Retirement Savings Plan (RRSP) allows each employee to have their own account and choose their investments. However, contributions are managed on a collective basis. If the employee ever leaves the company, he keeps the sums invested and those contributed by the employer, if applicable.
- No administrative costs for the employer.
- The employer is free to contribute or not to the RRSP of its employees. If you do, you decide how much and how to contribute.
- Employees receive tax deductions directly from their pay.
- The amounts placed in the group RRSP are eligible for the Home Buyers' Plan (HBP) and the Lifelong Learning Plan (LLP).
- Employees can choose investments based on their savings strategy and financial goals.
- The amount of the contributions can be reviewed at the request of the employee. It is possible to contribute additional amounts on top of the usual contributions.
Employee Guide
Once your plan has been set up, your employees can benefit from the advantages of the FÉRIQUE offer.
Guided by our commitment
As an NPO, FÉRIQUE Investment Services works in your sole and exclusive interest. A rare and advantageous business model, at the service of engineering graduates, their families and their businesses.
Like any financial company, we must generate returns for our customers, but since we do not have to generate profits for shareholders, the profits made are reinvested for the benefit of customers.
To analyze your financial needs or objectives, and ensure that your investment strategies meet them, you can count on the sound and objective advice of the FÉRIQUE Advisory Services team.
The FÉRIQUE Funds, of which we are the principal distributor, target returns above industry medians and advocate a responsible investment approach that favors the long term. Mandates are entrusted to renowned portfolio managers and the management expense ratios are among the lowest in Canada1.
Invest in mutual funds
FÉRIQUE Funds and Portfolios offer you several investment options to help you achieve your goals and make your projects a reality. Whatever your investor profile, you will find a product that suits you.
FÉRIQUE Portfolios
Turnkey investment solutions made up of several funds, to offer investments adapted to different investor profiles.
FERIQUE Funds
A range of funds allowing you to invest in different economic and geographic sectors or various asset classes.
Responsible investment
A responsible investment approach that favors the long term and that governs the entire range of FÉRIQUE Funds and Portfolios.