Employee Guide
Under an agreement with Gestion FÉRIQUE, your employer is giving you the opportunity to contribute to a retirement plan that is exclusive, flexible, versatile, and has no additional administration fees: the FÉRIQUE Group RRSP or TFSA.
It’s a pension plan set up by an employer to allow employees to make contributions at source, saving directly from their wages.
Within a Group RRSP or TFSA, each employee has his or her own account: as a participant, your contributions will belong entirely to you, and you can manage them in light of your own financial goals. It’s a practical and personalized way of building your retirement capital.
- Decrease the taxable income
- Tax-sheltered earnings
- A down payment on the purchase of a property (HBP1)
- Financing of studies (LLP2)
- Spousal RRSP contributions
More with us
- Your RRSP belongs to you
- The Advisory services are inluded at no additional cost
- You have access to the full range of FÉRIQUE Funds and Portfolios
- You can open other account types with us
- Your family members can also become a client3
Establish the terms of your direct debits with your employer
Prêts à commencer?
Contact your payroll department to give them your instructions. As soon as they have the deduction system in place, the amount you have chosen will be deducted at source and transfered into your FÉRIQUE RRSP each payday. To make any subsequent changes to your deduction terms or amount, simply contact your payroll department.
If you wish, you can also contact us to ask your questions!
Our services
A variety of accounts
Whether it's your retirement, the education of your children or grandchildren or any other short or long-term project, several types of accounts are available to you.
Easy access
Manage your accounts from anywhere using the FÉRIQUE Investment Services application and Client Portal.
Tips included
To analyze your financial needs or objectives, and ensure that your investment strategies meet them, you can count on the sound and objective advice of our Advisory team.
Invest in mutual funds
FÉRIQUE Funds and Portfolios offer you several investment options to help you achieve your goals and make your projects a reality. Whatever your investor profile, you will find a product that suits you.
FÉRIQUE Portfolios
Turnkey investment solutions made up of several funds, to offer investments adapted to different investor profiles.
FERIQUE Funds
A range of funds allowing you to invest in different economic and geographic sectors or various asset classes.
Responsible investment
A responsible investment approach that favors the long term and that governs the entire range of FÉRIQUE Funds and Portfolios.
- Funds a return to full-time studies for the individual or spouse. Each can withdraw up to $10,000 per year, up to the total limit of $20,000 for the period you participate in the LLP
- Allows you to finance the purchase of a residence for a first-time buyer by withdrawing up to $25,000 from the RRSP with no tax impact, provided you repay it within 15 years.
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See eligibility conditions